Legal protection in case of sports injuries and compensation claims.

Getting fit takes time and perseverance, and many people choose to do it by going to the gym, swimming pool or any sports facility. However, sometimes something unexpected happens during a session and you suffer minor or moderate injuries. What should you do in this case?

Legal protection for athletes in the event of injury and compensation

It is always better to choose a sports facility that is covered in the event of injury. By law, only CONI members are obliged to be insured, but it is important for everyone to protect themselves.
Here is what to do in the event of an injury to a sportsman or woman.
Carry out a clinical examination. Immediately after the accident, ascertaining the damage is the main thing to do: going to the doctor and obtaining a certificate attesting to the injury is of great importance for claiming compensation. The doctor will prescribe the necessary tests to establish the extent of the damage.
In this regard, it is always advisable to keep receipts for payments for examinations and treatment. These can only be reimbursed once the accident has been recognised, not beforehand, because an expert’s report is required.
This is because, if the accident occurred due to mere carelessness on the part of the person, the costs will not be covered by the sports facility.
Communicating the accident to the facility and the insurance company. After receiving the doctor’s report, it is important to communicate it to the sports facility management and the insurance company. To avoid any inconvenience, communications should be made by traceable means, such as registered mail with return receipt or certified e-mail.
The insurance company will send a representative to assess the extent of the accident and propose a settlement based on the actual damage.
It is important to produce all the documentation needed to assess the accident. Medical records, examinations, receipts for medicines or rehabilitation equipment. The examiner must have a record of any expenses incurred.
After examining the documents, the insurance company will make a fair offer of compensation. If it is not accepted, legal proceedings are brought before a judge.

What damages are compensated

Once the causes and effects of the accident have been assessed, the compensation will be decided on the basis of various parameters such as wear and tear on machinery and carelessness of supervisors.
The amount of compensation may vary from case to case, especially if biological damage is awarded in addition to financial damage. This is considered to be the failure to resume a normal life due to physical impairment or psychological trauma caused by the accident.